User Agreements (two)

Main User Agreement

This is a contract between you the user and 247 Main Street (also referred to as "247" or the "Company") Sometimes referred to as "247" "the company", "we," "us" or "our".  This contract applies to any Windows Live or 247 software, products or services, including updates that you use while this contract is in force.  All of the software, products or services are referred to in this contract as the "service".

 All use of the advertising online web pages is subject to the terms and conditions set forth below. By completing the registration process, clicking the User Agreement Acceptance "button," and using 247, you represent that you are 18 years old or older and agree to abide by the following terms and conditions. The terms "you" or "User" refer to the person who completed the registration process.


As part of the registration process, you must select a screen name and password and provide 247 with accurate, complete, and updated information. Failure to do so constitutes a breach of this Agreement, which may result in immediate termination of the User`s access

Payment ( Banner)



Updates to Your Billing Account.

You must keep all information in your billing account current, including your billing address and the expiration date of your credit card.  You may change your payment method at any time.  If you tell us to stop using your payment method, we may cancel your service.  Your notice to us will not affect charges we submit to your billing account before we reasonably could act on your request. 

Canceling the Service

You may cancel the service at any time, with or without cause.  Go to obtain information on canceling your service. Certain service offers may require cancellation charges, and you will pay all cancellation charges as specified in the materials describing the offer.  Cancellation of the service by you will not alter your obligation to pay all charges made to your billing account

Trial Period Offers

You may have received a limited time of free service or some other trial period offer.  Unless we notify you otherwise, if you are participating in any trial period offer, you must cancel the service by the end of the trial period to avoid incurring charges.  If you do not cancel your service, and we have informed you that the service will automatically be converted into a paid subscription at the end of the trial period, then you authorize us to charge your payment method for the service. Late Payments

Except to the extent prohibited by law, we may assess a late charge if you do not pay on time.  You must pay these late charges when we bill you for them. The late charge will be the lesser of 1% of the unpaid amount each month or the maximum rate that is permitted by law.  We may use a third party to collect past due amounts.  You must pay for all reasonable costs we incur to collect any past due amounts.  These costs may include reasonable attorneys’ fees and other legal fees and costs.  We may suspend or cancel your service if you fail to pay in full on time.


If you receive software from us as part of the service, your use of that software is under the terms of the license that is presented to you for acceptance for that software.  If there is no license presented to you, then we grant you the right to use the software only for the authorized use of the service on that number of computers stated in your service offer.  We reserve all other rights to the software. We may automatically check your version of the software. We may automatically download upgrades to the software to your computer to update, enhance and further develop the service. Unless we notify you otherwise, your license to use the software will end on the date your service ends, and you must promptly uninstall the software.  We may disable the software after the date the service ends.

You will not disassemble, decompile, or reverse engineer any software included in the service, except and only to the extent that the law expressly permits this activity. The software is subject to United States export laws and regulations.  You must comply with all domestic and international export laws and regulations that apply to the software. These laws include restrictions on destinations, end users and end use. 

Requirements for Placing Advertisements

You may be able to place advertisements in or through the service.  We have no obligation to display any part of the advertising content. We reserve the right to reject any submitted advertising.  With respect to any advertising content you provide, you promise that:

· all advertising content is accurate, complete and current;


· you have all necessary rights, power and authority to publish the advertising content;

· the advertising content, and any web site listed or linked to/from the advertising content:

· complies with all applicable laws and regulations;

· does not infringe, misappropriate or otherwise violate any copyright, patent, trademark, service mark, trade secret or other intellectual property right of any third party;

· does not breach the rights of any person or entity, including rights of publicity or privacy, and is not defamatory; and

· does not result in consumer fraud (including being false or misleading), product liability, and tort, breach of contract, injury, damage or harm of any kind to any person or entity.

· you possess documents substantiating all claims, express and implied, contained within the advertising content


We provide the service "as-is," "with all faults" and "as available."  We do not guarantee the accuracy or timeliness of information available from the service.  247 gives no express warranties, guarantees or conditions.  You may have additional consumer rights under your local laws that this contract cannot change.  We exclude any implied warranties including those of merchantability, fitness for a particular purpose, workmanlike effort and non-infringement.


You can recover from 247 only direct damages up to an amount equal to your service fee for one month.  You cannot recover any other damages, including consequential, lost profits, special, indirect, incidental or punitive damages.

This limitation applies to anything related to:

· the service,


· content (including code) on third party internet sites, third party programs or third party conduct,

· viruses or other disabling features that affect your access to or use of the service,

· incompatibility between the service and other services, software and hardware,

· delays or failures you may have in initiating, conducting or completing any transmissions or transactions in connection with the service in an accurate or timely manner, and

· claims for breach of contract, breach of warranty, guarantee or condition, strict liability, negligence, or other tort.

It also applies even if:

· this remedy does not fully compensate you for any losses, or fails of its essential purpose; or


· 247 knew or should have known about the possibility of the damages.

Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations or exclusions may not apply to you.  They also may not apply to you because your province or country may not allow the exclusion or limitation of incidental, consequential or other damages.

Changes to the Service

We may change the service or delete features at any time and for any reason.  We may cancel or suspend your service at any time.  Our cancellation or suspension may be without cause and/or without notice.  Upon service cancellation, your right to use the service stops immediately. Once the service is cancelled or suspended, any data you have stored on the service may not be retrieved later.  Our cancellation of the service will not alter your obligation to pay all charges made to your billing account.  If we cancel the service in its entirety without cause, then we will refund to you on a pro-rata basis the amount of money corresponding to the portion of your service remaining at the time of cancellation.

In using the service, you may NOT:

· use the service in a way that harms us or our affiliates, resellers, distributors, and/or vendors or any customer of a 247 party;


· use any portion of the service as a destination linked from any unsolicited bulk messages or unsolicited commercial messages ("spam");

· use or attempt to use any "deep-link," "scraper," "robot," "bot," "spider," "data mining," "computer code" or any other automated device, program, tool, algorithm, process or methodology or manual process having similar processes or functionality to access, acquire, copy, or monitor any portion of 247, any data or content found on or accessed through 247, or any other 247 information without prior express written consent of 247.

· violate the security of 247 or attempt to gain unauthorized access to 247, data, materials, information, computer systems or networks connected to any server associated with 247 through hacking, password mining or any other means;

· use any automated process or service to access and/or use the service (such as a BOT, a spider, periodic caching of information stored by 247, or "meta-searching");

· use any unauthorized means to modify or reroute or attempt to modify or reroute the service;

· interfere with, attempt to interfere with or otherwise disrupt the proper working of 247, any activities conducted on or through 247 or any servers or networks connected to 247, including accessing any data, content or other information prior to the time that it is intended to be available to the public on 247; damage, disable, overburden, or impair the service (or the network(s) connected to the service) or interfere with anyone’s use and enjoyment of the service; or resell or redistribute the service or any part;

· use 247 for any purpose that is prohibited by any law or regulation, or to facilitate the violation of any law or regulation;

· obtain or attempt to obtain through any means any materials or information on 247 that has not been intentionally made publicly available either by public display on 247 or through accessibility by a visible link on 247;

· violate any measure employed to limit or prevent access to 247 or its content;

· impersonate any person or entity, or falsely state or otherwise represent an affiliation with a person or entity;

· take or attempt any action that, in the sole discretion of 247, imposes or may impose an unreasonable or disproportionately large load or burden on 247 or the infrastructure of 247;

· forge headers or otherwise manipulate identifiers in order to disguise the origin of any Other Content; · disobey any requirements, procedures, policies or regulations of networks connected to 247;

· input, distribute, upload, post, email, transmit or otherwise make available any Other Content through 247 that is promotional in nature, including solicitations for funds or business, without the prior written authorization of 247, or constitutes junk mail, spam, chain letters, pyramid schemes or the like;

· make available any unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another`s privacy, hateful, or racially, ethnically or otherwise objectionable material;

· infringe any patent, trademark, trade secret, copyright or other proprietary rights of any party;

· make available or have the right under any law or under contractual or fiduciary relationships (such as inside information) proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements;

· implant software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware, or telecommunications equipment.

Responsibility For Your Service Account.

Only you may use your service account.  For some parts of the service, we may notify you that you may set up additional member accounts that are dependent on your account (an "associated account").  You are responsible for all activity that takes place with your service account or an associated account.  You may not authorize any third party to access and/or use the service on your behalf.

Interpreting the Contract.

All parts of this contract apply to the maximum extent permitted by law.  A court may hold that we cannot enforce a part of this contract as written.  If this happens, then you and we will replace that part with terms that most closely match the intent of the part that we cannot enforce.  The rest of this contract will not change.  This is the entire contract between you and us regarding your use of the service.  It supersedes any prior contract or statements regarding your use of the service.  If you have confidentiality obligations related to the service, those obligations remain in force.  The section titles in the contract do not limit the other terms of this contract.


Any claim related to this contract or the service may not be brought unless brought within one year. The one-year period begins on the date when the claim first could be filed.  If it is not filed, then that claim is permanently barred.  This applies to you and your successors.  It also applies to us and our successors and assigns.

Third Party Account Information

By using the "My Accounts" service through the service, you authorize 247and its agents to access third party sites designated by you or on your behalf, to retrieve information requested by you, and you appoint 247 and its agents as your agent for this limited purpose. Each time you enter your account login information, you are permitting 247 and its agents to process your request and use information submitted by you to accomplish the foregoing. You will choose a password when registering.

Important Notice

247 is not a broker/dealer or registered investment advisor under United States federal securities law or securities laws of other jurisdictions, and does not advise individuals as to the advisability of investing in, purchasing or selling securities or other financial products or services. Nothing contained in the service constitute an offer or solicitation to buy or sell any security. 247 does not endorse or recommend any particular financial products or services. Nothing contained in the service is intended to constitute professional advice, including but not limited to, investment or tax advice.

The 247 Bill Pay service is provided by a third party service


Respect Copyright

Please respect the rights of artists and creators.  Content such as music, photos and video may be protected by copyright.  People appearing in content may have a right to control use of their image.  You may not share other people’s content unless you own the rights or have permission from the owner.User Responsibility

Users entering material into 247 are responsible for the content of that material. Neither 247 nor the 247 Companies has any responsibility for Other Content including the content of any messages or information posted by Users or others or for the content of information accessible via direct or indirect hyperlinks from 247. However, 247 retains the right, which it may or may not exercise in its sole discretion, to review, edit, or delete Other Content which 247 deems to be illegal, offensive, in violation of these terms and conditions or otherwise inappropriate.

The User agrees to indemnify 247 and the 247 Companies from all damages, liabilities, costs, charges and expenses, including reasonable attorneys` fees, which 247, the 247 Companies, their affiliates, employees, and authorized representatives may incur as a result of either: (I) the User`s breach of this Agreement; or (ii) material entered into 247 with the use of the User`s screen name or password. 247 reserves the right to assume the exclusive defense and control of any such matter for which the User has agreed to indemnify 247 and the 247 Companies in which event the User shall have no further obligation to indemnify with respect to that particular matter.

Privacy Policy

247 may from time to time use information you provide as part of the registration process to send you information regarding other products or services from the 247 Companies that may be of interest to you. In addition, 247 may provide aggregated, anonymous statistical information about 247 users to other persons, including potential advertising clients. For detailed information about the 247 Customer Privacy Policies, and your rights under it please view 24/7 Privacy Policy.


This Agreement constitutes the entire agreement between the parties relating to 247 and supersedes any and all other agreements, oral or in writing, with respect to 247. The failure of 247 to insist upon strict compliance with any term of this Agreement shall not be construed as a waiver with regard to any subsequent failure to comply with such term or provision. This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision in this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. This Agreement, your rights and obligations, and all actions contemplated by this Agreement shall be governed by the laws of the United States of America and New York State, as if the Agreement was a contract wholly entered into and wholly performed within New York State.


I agree  



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